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My best personal planning occurs when I consider the context of my situation – past, present, future – and act in the best interest of my future self. In its simplest form it’s asking, will I tomorrow be pleased with the decisions I make today? Especially as New Year’s resolutions start to fade into post-holiday realities, I encourage you to plan – and progress – the optimal future you. The Past Recognize the connection of past decisions to present situations. Personal histories in health, in education, in career, in relationships, etc. are too frequently rationalized in hindsight, rather than fully related to the present. In financial hardships, for example, the real villain is often the victim’s past self. The point is not to beat yourself up…